Sanity SaversTM and More...
August 2009


In Invest in Experiences I discuss the importance of happiness derived from personal experiences rather than from material possessions.

In Tips For Teaching The Basics I offer suggestions to help children understand personal money management.

WE CAN ALL ADDRESS THE LITERACY CRISIS IN THIS COUNTRY. Jumpstart is a national early education nonprofit organization that pairs caring adults with underserved preschoolers in year long one-to-one mentoring relationships. Visit www.jstart.org to learn more about Jumpstart and events. If you would like to make a contribution, you may do so at www.jstart.org/don ate.

Once again thank you for helping to get the word out about Sanity Savers: Tips for Women to Live a Balanced Life.

Check my website, www.drdaleatkins. com for updates on my appearances. For wedding-related questions, please click on the link for the Wedding Channel on the side bar of this newsletter. And if you would like me to speak to your group or organization, please contact me directly at dale@drdaleatkins.com or contact the Speakers' Bureau at HarperCollins.

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Wishing you health, peace and balance.


In this issue
  • Sanity Savers: Tips for Women to Live a Balanced Life
    In Bookstores!
  • Sanity SaversTM
    Invest in Experiences
  • Happenings
  • Sanity SaversTM
    A Good Daily Habit
  • Sanity SaversTM TIPS
    Kids and Money
    Tips For Teaching the Basics
  • A Thought

  • Sanity Savers: Tips for Women to Live a Balanced Life
    In Bookstores!
    SS Book Cover

    SANITY SAVERS: Tips for Women to Live A Balanced Life is in bookstores and is filled with suggestions to save your sanity every day of the year.

    A must for any woman seeking to find her balance!

    Sanity SaversTM
    Invest in Experiences

    This year there has been much focus on "investments going sour." Financial pundits talk about "value investing" and for the last year we have all learned more than we had ever thought we would about the stocks, bonds, funds, markets, banks, and investments.

    Let's talk about another type of investment - one that you can have regardless of what happens in your bank account. We all have the opportunity to invest in our values. A good way to do that is to value and invest in experiences.

    Research on happiness continues to support that a major contributor to happiness is our investment in experiences over material goods. Having an experience on your own, or with others, and then positively "re-experiencing" it through sharing can increase positive feelings and enhance successful social interactions. Many people find that experiences are more interesting and pleasant to talk about than material objects. There is a human connection that occurs; a story telling, an engagement that unites you with someone else or a part of yourself that enhances well being.

    Furthermore, experiences are open to positive re-interpretation because they reflect deep personal meaning. Material objects (things) are not part of us, but hiking up a mountain, singing with friends, or cooking with children become part of our personal stories.

    The oven malfunction on Thanksgiving may have seemed disastrous at the time but becomes part of family lore with the retelling of how the barbeque grill came out of retirement from the depths of the garage to save the day. And your uncle, clad in winter coat, earmuffs, and gloves, created a smoked flavored turkey that rivaled any of the previous years. The challenges you faced with gale force winds and sleeting rain as you ran in a charity 5-K become part of the collective memory when you recall your support for a sick friend.

    We can recall the positive aspects of experiences as we focus on how we met specific challenges of particularly trying experiences. When we revisit them, we feel enhanced and ennobled. Slowing down, staying present, appreciating the moments when we pay attention to our experiences, will help us invest in what are the most precious (and priceless) elements of our lives.


    TODAY Show (NBC)
    Weekend Edition:
    Aug. 8th: College Bound: Tips for Parents.
    Please check website, www.drdaleatkins.com, for updates.

    See Dr. Atkins' article, Sanity Savers for a Balanced Life, in Black Tie Magazine, Volume 7, Issue 1, pg. 64. www.blacktiemagazine.com

    Hear Dr. Atkins on the radio show, The M Word, hosted by Lori Sackler, WOR News Talk Radio 710, Sunday evenings 9:30PM EST.

    Sanity SaversTM
    A Good Daily Habit

    Reading Something Positive Every Day

    Choosing a few simple, positive habits can enhance your life. One example is to develop the habit of reading something positive every single day, even if it is only a few pages.

    Your choice of reading can have profound effects on your brain, as science strives to understand how the brain processes the written word. So why not choose something that will enhance your attitude and life? Over time, inspirational reading will become a part of who you are and how you live your life.

    Sanity SaversTM TIPS
    Kids and Money
    Tips For Teaching the Basics

    How do children learn to manage money? There is usually no course at school, and many parents do not teach them about personal financial management. As adults, without a solid foundation, they are left to learn from their own successes and failures.

    Additionally, today's children have more money to spend and develop financial habits at younger and younger ages. This results in many children who develop bad habits that can last a lifetime. It is important for children to learn patience, discipline, and money smarts that will guide them to be fiscally responsible.

    Here are some tips to help encourage good financial habits:

    • Give Them an Allowance - Having a regular amount of their own money is a good way for kids to learn about money management. As they learn about the limit of available funds, they need to be able to make mistakes. This teaches them to consider how much things costs and make spending choices. They are also more likely to appreciate what they buy when they use their own money.

    • Be Clear on Expectations - Sit down with your children first and tell them, in an age appropriate way, what are your expectations for how they will use their allowance. It may be for charity, birthday presents for family or friends, toys, candy, entertainment, and specialty clothing items. Also discuss how much allowance should be put in savings for something they want that costs more than their regular allowance.

    • Help Them Delay Gratification - Rather than spending their entire allowance on an impulsive purchase, consider setting a specified time frame before buying. You might suggest they wait for a few days and see if they are still as interested in that item.

    • Differentiate Needs from Wants - Help kids understand that they are part of a larger world regarding the family finances. How and what the do affects the family. Talk about what you are saving for or how many work hours actually went into a large purchase you made so they understand the realities of satisfying every whim.

    • Teach Teens About Debt - Discuss with your teen whether they want to build credit or create a lifestyle they can't afford. Many teens do not know that credit cards are a form of borrowing, as are loans, that incur interest charges. Explain the difference between credit and debit, how to balance an account, and that the ATM might not give an accurate balance.

      The only way our children will learn to manage their money responsibly is through their own experience and the guidance you, as parents, grandparents, or friends may offer them. We all learn from trial and error and from role models. Create the time to set the foundation for positive financial management.

    A Thought

    "Experience is not what happens to a man. It is what a man does with what happens to him. "

    Aldous Leonard Huxley

    DALE V. ATKINS Ph.D. is a licensed psychologist, lecturer and commentator in the media who appears on the Today show.

    She has more than twenty- five years of experience and focuses on living a balanced life, parenting, aging well, managing stress, life & work transitions, family connections and healthy relationships.

    Dr. Atkins is the author and/or co-editor of several books including:

  • Sisters
  • From the Heart:
    Men and Women Write Their Private Thoughts about their Private Lives
  • Families and their Hearing-Impaired Children
  • I'm OK, You're My Parents
    How to Overcome Guilt, Let Go of Anger and Create a Relationship that Works
  • Wedding Sanity Savers
    How to Handle the Stickiest Dilemmas, Scrapes and Questions that Arise on the Road to Your Perfect Day.
  • And her newest book . . .

  • Sanity Savers: Tips for Women to Live a Balanced Life
  • .

    Find out more....
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